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Home / If you’re navigating a luxury sale, an estate decision, or a legacy move (the kind where a family home carries more weight than a price tag) you want someone who understands both the transaction and what’s actually at stake. Here’s why families across Prosper, Celina, McKinney, and Frisco choose Stacy Cate for that […]

Home / Yes. The friendly representative sitting in the model home works for the builder, not for you, even though they’re the one answering your questions. Bringing your own buyer’s agent to a new construction purchase in Prosper or Celina typically costs you nothing extra, since the builder already budgets for agent compensation into their

Home / What is a capital contribution fee, and what does it cost sellers in Prosper and Celina?   Many master-planned HOAs in Prosper and Celina charge a capital contribution or transfer fee when a home changes hands, separate from the resale certificate fee. It typically runs 0.25% to 0.5% of the sale price, or

Home / Do you have to pay taxes on an inherited home you sell in Texas?   Texas has no state capital gains tax, but federal capital gains tax can still apply when you sell an inherited home. Most heirs owe little to no federal capital gains tax because of the stepped-up basis rule, which

Home / Should you buy new construction or resale in Prosper and Celina right now?   Prosper’s median sale price sits around $790,000 while Celina’s runs closer to $519,000, a gap of roughly 15 to 20 percent that shapes this decision before you even compare individual homes. New construction offers lower near-term maintenance costs and

Home / What happens if a home appraisal comes in below the contract price in Texas?   When a Texas appraisal comes in below the contract price, buyers and sellers generally have four options: the seller lowers the price to match the appraisal, the buyer brings extra cash to cover the gap, both sides split